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WHEN planning ahead for your funeral, there are options to consider, including whether to organise and pay for the entire service in advance, or simply to set money aside to contribute towards funeral expenses. 

Your choice of funeral director is also important. 

McQueen Funeral Services is an accredited member of the Australian Funeral Directors Association, and Iain McQueen is a past president and divisional council member of the South Australia/Northern Territory division of the Australian Funeral Directors Association. 

McQueen Funeral Services offers prepaid funeral plans. 

This allows people to fix the cost of a funeral with McQueen Funerals by obtaining a prepaid contract which documents their wishes in detail. 

Iain encouraged people to lock in their choices at today’s prices. 

“With a prepaid funeral contract, your service is planned and paid for in advance,” he said. 

“The price of your funeral is fixed at today’s prices, protecting you from the rising cost of funeral prices in the future.” 

Another option available is a funeral bond investment which helps people put money aside for their funeral expenses without going into the details. 

However, a bond does not guarantee against price rises. 

People can pay for their funeral plans or bonds via a lump sum or on a payment plan. 

An added advantage is a prepaid funeral plan for any amount, or bond up to $15,500, is not considered a personal asset. 

This means it is exempt from asset tests and could help maintain or improve people’s pension entitlements. 

Prepaid funeral plans and bonds ensure your money is held securely, and give you peace of mind knowing you have helped alleviate the financial and emotional burden from your family in the future. 

For more information, or to arrange an in-home personal visit, contact McQueen Funeral Services, 52 Main Street Minlaton, phone 8853 2236.